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In addition to age, occupation can also be a factor in eligibility for certain Aflac policies. Some plans are designed specifically for employees of certain companies or industries, offering benefits tailored to their unique needs. For example, workers in high-risk occupations might receive additional coverage for workplace-related injuries or illnesses that could necessitate urgent care services.

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• Medicare eligibility is primarily based on age, disability, or end-stage renal disease (ESRD). For individuals aged 65 and older, Medicare Part A (hospital insurance) and Part B (medical insurance) are typically available. Those under 65 may qualify if they have a permanent disability that has lasted or is expected to last at least 24 months. Additionally, individuals with ESRD receive Medicare benefits regardless of age. Understanding these criteria is essential because it determines whether a person is covered by Medicare when involved in a car accident. For instance, a 70-year-old retiree would have full Medicare benefits, while a younger individual with a temporary disability might not qualify.